Product details
Credit limit & transparent pricing
Understand withdrawal bands, interest, fees, and a worked example — before you tap “confirm” in the app.
Credit limit details
| Withdrawal amount | Minimum ₹3,000, maximum ₹200,000 |
|---|---|
| Usage period | Customizable — minimum 91 days, maximum 365 days. Early repayment accrues interest for the actual number of days. |
| Daily interest | Withdrawal amount × 0.05% per day |
| Annualized rate (max.) | 18.25% APR (0.05% × 365) |
| Withdrawal fee | Withdrawal amount × 3% |
| Deferred repayment | Overdue amounts continue to accrue daily interest at 0.05%/day |
Calculation example
Loan calculator
₹10,000 for 120 days
Illustrative numbers — your final schedule appears inside the app.
- Daily interest 10,000 × 0.05% = ₹5 / day
- Total interest 5 × 120 = ₹600
- Withdrawal fee 10,000 × 3% = ₹300
- Actual amount received 10,000 − 300 = ₹9,700
- Total repayment at maturity 10,000 + 600 = ₹10,600
Detailed repayment plan can be viewed within the app.
Eligibility
Applicable to adults and older Indian residents aged 18 and over with valid identification can apply.
Ready when you are
Download the app or talk to support — we’ll walk you through activation.